- Financing solutions Connecting small business owners with financing solutions
- How it works Learn how we make the complex clear and the process seamless.
- About us We’re your dedicated small business financial partner.
- Resources Guidance, tools, and support to help your business thrive.
The smarter source for small business loans
Get the capital you need to grow through SBA Loans, Bank Term Loans, Lines of Credit, and more fast and flexible financing options.
Only takes 5 minutes and doesn't impact your credit score1
Access to the right loan for right now
See if you pre-qualify, without impacting your credit score.1
How much do you want to borrow?
Use the slider to select your working capital or debt refinance loan amount.4
The smart capital you need to grow
We’re proud to be the leading AI-powered financing platform connecting small businesses with SBA, bank term loans, and flexible financing options.
Need working capital?
Find funds to increase inventory, staff up, or expand your business.
Adapting to the new normal?
Smooth out your daily operations and start future-proofing.
Refinancing debt?
Save on high-interest debt to increase your monthly cash flow.
By the numbers
$9 Billion2
Delivered to small businesses
#1 Facilitator3
In SBA 7(a) Loans < $350k
230,000+2
Entrepreneurs funded
One intuitive application quickly connects you with the right capital for your business
Simply tell us about your business and goals, and our technology will take care of the rest. No faxing, printing, or mountains of paperwork required.
You'll review loan offers from our network of banks and trusted lenders within minutes
Our automated process makes it easy for you to find the right small business loan for right now, and our dedicated professionals are always on hand to help walk you through the details.
America’s banks partner with SmartBiz to serve their small business customers
By bringing together exceptional finance professionals and industry-leading AI, we help banks find new small business loan applicants and enable them to offer a superior customized lending experience. We innovate alongside them to equip every entrepreneur with reliable access to smart capital.
Here's how our tech made us the most trusted and utilized network for small business loans
"Staff was helpful and courteous."
“I found out about Smartbiz through a friend and I was able to secure funding for equipment right away. It was easy to upload the information needed. Staff was helpful and courteous.”
Angela T.
"Fast, efficient, sharp and thorough"
“Just want to give a shout out to Kenneth Berlin. He was my point of contact . He was fast, efficient, sharp and thorough. His guidance and expertise were reassuring, especially considering the overwhelming world of lending . For your business lending needs, Kenneth will be your advocate. My team thanks him too.”
Frances A.
"One of the easiest loan processes I've ever experienced."
“My experience with SmartBiz was one of the most easiest loan processes I've ever experienced. Rob and Chris both are the best! Very professional, knowledgeable and a pleasure to deal with. If you are in need of a business loan, please let SmartBiz be your first choice, I promise it was smooth sailing!!!!”
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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan
2. Numbers based on internal reporting and metrics
3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000
4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only; loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.